Many of the big social and economic problems that we face today stem from the way that money is created. Most of us learn that only the government can create money, but in reality more than 97% of money is created by private banks.   This means that the same banks that caused the financial crisis now control how much money there is in the economy and where it goes. And this has led to inequality, indebtedness and unaffordable housing. 

Positive money is a movement to bring the creation of money back under democratic control so that money can be used to benefit society.